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We will be
CLOSED
Monday, May 28, 2012
for Memorial Day
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NOTICE OF CHANGES IN TEMPORARY FDIC
INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by
the Federal Deposit Insurance Corporation from December 31, 2010
through December 31, 2012. This temporary unlimited coverage is in
addition to, and separate from, the coverage of at least
$250,000 available to depositors
under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional
checking account or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on Lawyers
Trust Accounts ("IOLTAs"). It does not included other accounts,
such as traditional checking or demand deposit accounts that may earn
interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage
of transaction accounts, visit www.fdic.gov.
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